Important Dates for this Class Action: Fairness Hearing - January 12 and 13, 2004 - 9:30 a.m. - Columbia, South Carolina

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The Settlement Agreement allows you to request one free credit report from each Defendant. To receive a free credit report, you must complete and send a separate form to each Defendant from which you wish to receive a free credit report, and mail the requests to each of the Defendants at the addresses shown below.

YOU SHOULD MAIL YOUR REQUESTS ONLY TO THE ADDRESSES SHOWN BELOW. BUT, YOU SHOULD NOT DO SO IF YOU HAVE PREVIOUSLY MAILED A FORM TO THE ADDRESSES BELOW.

Experian Information Solutions, Inc.
P. O Box 9564
Allen, TX 75013
Equifax Information Services, LLC
Equifax Credit File Request
P.O. Box 105784
Atlanta, GA 30348
Trans Union, LLC
P. O. Box 4000
Chester, PA 19022


contact@fcraclassaction.com

If you are a class member and continue to have questions or concerns about the proposed settlement
and how it may affect you, you can seek independent legal advice.


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